Financing

Vehicle financing can be an easy process thanks to the experienced finance team at Rick Ball Auto Mall. Regardless of what your unique financial standing is, we have a savvy finance team that will work to get you in and back on the road in no time, without having to nickel and dime you. We want to make the process of securing auto financing easy, without the games and hassles. Getting an auto loan in Boonville MO doesn’t have to be difficult; it can be simple with us. Contact our finance team today with any financing questions you may have, or simply get the process started online with our secure, fast 30 Second Credit Application!

Rick Ball Auto Mall is committed to providing a customer-focused solution to fit your life - style whether it is competitive financing, or the peace of mind offered by one of our vehicle protection programs.

Rick Ball Auto Mall simplifies the financing and leasing process so you have more time to savor life's most enjoyable moments. Only Rick Ball Auto Mall’s Buick, Cadillac, Chevrolet, GMC, Pontiac, Ford, and Mercury deliver the extraordinary level of customer care you have come to expect.

We offer many different options and opportunities to finance your Buick, Cadillac, Chevrolet, GMC, Pontiac, Ford, and Mercury. Monthly payments can be tailored to fit your needs for up to 60 months or more, based on your down payment and specific needs.

Monthly payments are applied to the actual purchase of the vehicle. You can pay off the balance due at any time with no penalty. Once the car is paid off, you are free to do as you please with it. Buying allows you to keep the vehicle for as long or as short a period as you would like.

Leasing

Leasing one of our Buick, Cadillac, Chevrolet, GMC, Pontiac, Ford, and Mercury allows you to drive your car at a lower payment than a traditional installment loan. We can tailor lease payments to term desired and mileage needs.

Monthly payments are applied to the depreciation and use of the vehicle, not the actual purchase. At the end of the lease term, you can either return your vehicle or purchase it from the lessor.

Lease vehicles are usually covered under the factory warranty for the entire duration of the lease.

Some notes on Leasing:

1. At the beginning of the lease, you may have to pay your first monthly payment; a refundable security deposit or your last monthly payment; other fees or license, registration, and title; a capitalized cost reduction (like a down payment); an acquisition fee; freight or destination charge; and state or local taxes.



2. During the lease, you will have to pay your monthly payments; any additional taxes not included in the payment such as sales, use, and personal property taxes; insurance premiums; ongoing maintenance costs; and any fees for late payment. You'll also have to pay for safety and emission inspections and any traffic tickets (not unlike owning or financing your vehicle). However, if you end your lease early, you may have to pay substantial early termination charges.


3. Leasing provides an alternative to driving a new vehicle . . . with all the benefits that leasing has to offer, more than ever, it's definitely worth considering.

Rick Ball Auto Mall provides complete on-site financing and leasing. With a quick application and a minimum of paperwork, your transaction can be seamlessly accommodated prior to your vehicle delivery.

Extended Warranties

A program backed by Buick, Cadillac, Chevrolet, GMC, Pontiac, Ford, and Mercury is available on Buick, Cadillac, Chevrolet, GMC, Pontiac, Ford, and Mercury is available and you need to see the dealer for specifics

Terms vary depending on your driving needs and deductibles can also vary. Please ask your dealer for details.

Gap

GAP Assurance will provide you with the financial protection you need.  GAP Insurance helps cover the difference between the vehicle’s actual cash value and the outstanding loan balance in the event of a loss due to accident or theft.  Coverage is available.

Secure Financing and Buy a Car Today

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Driving Directions from Boonville, Columbia, MO, Jefferson City, MO, Sedalia, and Moberly areas

Just click on a link below for driving directions to Rick Ball Auto Mall

Boonville New Cars
Columbia, MO New Cars
Jefferson City, MO New Cars
Sedalia New Cars
Moberly New Cars

“Rick Ball Auto Mall, Experience the Difference”

Rick Ball Auto Mall
1507 W. Ashley Rd.
Boonville, MO 65233
(888) 221-7322